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  • Antioch, CA Office 925-775-2003 Stan Wristen
    stan [at] cbi-agency [dot] com
  • Groveland, CA Office 209-732-3514 Jess Skelley
    jess [at] cbi-agency [dot] com

Contractors Insurance

Artisan Contractors | Contractors | Electrical Contractors | More

Commercial Business Insurance Agency offers specialized insurance advice to a wide range of industries. We excel in providing complete artisan contractors, contractors, electrical contractors, general contractors, HVAC, plumbers, and roofing insurance solutions.

The agents at Commercial Business Insurance Agency understand the complexities of California contractors insurance. Contact us today to schedule a comprehensive insurance review and find out what we can do for you.

The category of artisan contractors, also known as casual contractors, includes many occupations that involve skilled work with tools at the customer’s premises. Carpenters, plumbers, electricians, roofers and tree surgeons are some of them. Also included are diverse other skilled service providers, such as interior decorators, piano tuners and exterminators.

For many artisan contractors, the most cost effective and efficient way to obtain property and liability coverage is with a Businessowners Policy (BOP) especially tailored to their needs. Although marketed under a variety of names, these policies will typically have provisions similar to the BOP's.


Commercial Business Insurance Agency works for small businesses. As an independently owned and operated insurance agency, we understand the unique concerns faced by general contractors. Unlike captive agents, who work for a single national chain, our agents serve you by shopping a network of top-rated insurance carriers. That way we can provide rate reviews, risk assessments and apples-to-apples comparisons of insurance products for your contracting business.

As your contracting business evolves overtime, Commercial Business Insurance Agency will continue to be there for you. We can even help if the time comes for you to change insurance carriers—all without the hassle of changing insurance agents.

Commercial Business Insurance Agency works for you, the small businesses owner. We are an independently owned and operated insurance agency with over 50 years of combined owner insurance experience. We understand your business and the unique concerns faced by electrical contractors in California. Unlike captive agents, who work for a single Insurance Company, we at CBIA serve you by shopping a network of top-rated insurance carriers, many with special general liability programs designed specifically for electrical contractors. We find the best insurance coverage for you along with the best possible pricing. We can provide apples-to-apples comparisons of insurance products for your contractor business.

General Contractors

Do you own your own contracting business in the Golden State? These days, if you want to keep the profit you earn, you need to have sufficient insurance to protect your interests. As a California contractor, you don’t want to trust just anyone with your commercial insurance coverage. Fortunately, Commercial Business Insurance Agency is a locally operated insurance agency with years of experience in covering businesses like yours. We work with paper contractors as well as general contractors, and our established relationship with top commercial coverage carriers can help you find the right protection for great prices.

Do you help people stay cool in their homes and offices during the dog days of summer? If you own an HVAC company or work as an independent HVAC repair person, you need good business insurance. Your customers count on you to help when the cooling or heating goes out. That means it’s extremely important for you to stay in business. Where can you turn when something goes wrong and your business is blamed?

Commercial Business Insurance Agency works alongside California contractors to provide the insurance and risk-management solutions you need to keep your business running smoothly. Through our network of providers, we have a variety of custom commercial insurance packages that can be tailored to fit your HVAC contracting needs.


Plumbers play an important role in modern society, especially in areas where drought is common. California plumbing contractors are on call at all hours—responding to customers with a variety of needs. You help other Californians conserve water by installing high-efficiency bathroom fixtures and by fixing leaky pipes. You understand the importance of having the right tools for the job. At Commercial Business Insurance Agency, we understand your need for efficient, effective plumbing insurance to protect your contracting business. Let us help you protect your commercial interests so you can focus on helping your customers.

Do you own a California roofing company? Perhaps you’re an independent roofing contractor, or maybe you employ a handful of skilled laborers to help with the Golden State’s high demand for roofs and roof repair. Roofing is a difficult job that requires skill and special equipment. Don’t risk an accident on the job without a local insurance agency on your side. Commercial Business Insurance Agency, a California-owned, independent agency can help.