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  • Antioch, CA Office 925-775-2003 Stan Wristen
    stan [at] cbi-agency [dot] com
  • Groveland, CA Office 209-732-3514 Jess Skelley
    jess [at] cbi-agency [dot] com

Personal Insurance

Auto | Homeowner | Renters | More

Commercial Business Insurance Agency is a local, independent insurance agency that provides tailored, personalized insurance coverage at a price that matches your budget.

Our professional agents will get to know your unique insurance needs and offer solutions for everything you have to insure. Learn more about our insurance products below.

You have a lot of choices when it comes to how and where you buy your California car insurance. Choosing an independent insurance agent like CBI ensures you still have choices, but also have a trusted advisor that you can depend on to help you find the policy that best fits your needs.

CBI works with a wide range of insurance companies that offer reliable California car insurance. Contact us today to find out how we can help you.

Homeowner

Wherever it is that you call home, whether a spralling estate in the country, a quiet suburban house, or a bustling downtown condo, CBI can help you find the right California home insurance policy that fits your needs.

Whether you are buying your first home, relocating to the area, or simply reviewing your home insurance, CBI is here for you. We specialize in making it easy to choose insurance policy options that work for you. Contact us today to find out what we can offer you.

Whether you’re shopping for your college student, just starting out yourself, between houses, relocating, or simply downsizing, CBI can help you pick the California renters insurance policy that best fits your needs.

We partner with reputable insurance companies to ensure a wide range of choices to meet your unique needs. Be sure to ask us about discounts for apartments with security systems and customers who insure their cars with the same company as their renters insurance policy.

Boat

Your time out on the water should be relaxing and fun (and safe!). Be sure your watercraft and equipment is properly insured. CBI offers customized policies that meet your needs and your budget. Our partnership with multiple insurance companies allows us to find just the right coverage for you.

Whether you've bought your first boat, expanded your fleet to include a couple of JetSkis, or are simply reviewing your options, CBI can help with your California boat insurance needs. Contact us today to find out how we can help you.

While your condo association likely carries an insurance policy that covers their property and the physical structures as well as common areas on the property, as a condo-owner, you want to ensure your property and possessions are adequately covered. From your appliances to your personal possessions to the upgrades you've added to the unit, CBI can help you ensure that you're insured.

CBI partners with many insurance companies that offer complete California condo insurance. Contact us today to find out how we can help you.

Landlord

As a rental property owner, you're no stranger to the challenges that come with being a landlord. No two rental properties are the same, and the insurance coverage needed for your real estate investments is just as unique. While you don't need to worry about insuring the personal possessions of your tenant, there's a whole host of other coverages to consider, from liability coverage for legal fees to workers compensation for your maintenance or administrative employees.

CBI works with insurance companies that offer insurance packages specifically for California landlords. Contact us today to find out more.

It's an oddity that flooding is the most common natural disaster in the United States, yet it's not covered under a standard home insurance policy. While not every home is at high risk for flooding, it's important to understand how risk is identified and whether flood insurance is something you should consider.

CBI insures homes of all kinds. Some homeowners definitely need flood insurance, while others don't live in a high-risk area and can get by without it. Let us evaulate your needs and help you decide if flood insurance is advisable. Contact us today to learn more.

Classic Car

Insurance for classic cars is a bit more involved than the average auto insurance policy, but CBI can help you find the right balance between coverage and your budget.

Whether your restoring an antique or just purchased a classic car, you'll want to protect your investement.

CBI works with insurance companies that specialize in insuring classic and antique cars. Contact us today to find out more.

Home and auto insurance policies have limits to how much will be covered. If faced with paying claims that are beyond what your insurance policy covers, an umbrella policy kicks in and provides you with additional protection.

Whether you're a homeowner or drive a car, an umbrella policy should be considered.

CBI works with many insurance companies who offer affordable umbrella policies. Contact us today to find out how we can help you.

Earthquake

90% of Americans live in areas considered seismically active, but most homeowner, condo, and renters insurance policies don't cover earthquake damage. The limits of what your policy covers can be confusing, but our professional agents have the expertise to help you decide if you should consider earthquake insurance.

CBI works with many insurance companies that offer additional California earthquake insurance. You may even be able to obtain a policy from the same company who insures your home. Contact us today to find out more.

Life insurance policies are unique and depend on your personal and financial needs. As your life changes, your life insurance should evolve. Getting married, having a baby, purchasing your first home, starting a business, or retiring all warrant a review of your life insurance policy.

Commercial Business Insurance Agency can help you weigh your life insurance options. The choices can be overwhelming for the average person, and it's our goal to make the decision easier. We'll look at different insurance companies and coverage types and help you determine the best fit for your current situation.